I skimmed through the raising a family on less than two incomes book yesterday. One of the messages I took from it is something that I believe Jeffrey has written an article on - namely, find ways to save on things like insurance and other expenses that won't leave you feeling any pinch whatsoever. Most of the book seemed to talk about things I've read online when it comes to going from two incomes to one, like calculating all of the costs you incur *because* you are working, and figuring out how much you're really bringing home when you take those costs into account. I think it would be a helpful book for anyone who is considering going from two incomes to one but hasn't given it a lot of thought yet and feels like there is just no way it could be done.

I've started reading Your Money or Your Life and so far, the idea that has hit home with me is calculating how much you really earn per hour, taking into account expenses related to your job (parking fees, wardrobe expenses, etc) and the hours spent preparing for work, getting to and from work, etc. Once you know your true hourly wage, you can use that to help you gauge how many hours you are working to pay for the newest *thing* that is vying for your attention.

More to come as I read more...